25 Encouraging Quotes About Saving Money to Keep Track of Your Expenses

Quotes About Saving Money

As the world turns more capitalistic by the day, money has acquired great importance in our lives, and rightfully so. Right from a young age, we foster skills in ourselves that would help support us monetarily while making a positive impact on the world. Our associations with money and our understanding of money is expanding and growing, and so are our efforts to save and invest wisely. Therefore, saving money has also acquired equal importance in modern society. And to acknowledge the value of money let’s go through some wonderful inspiring quotes about saving money

So, What are Savings?

According to Investopedia, “Savings refers to the money that a person has left over after they subtract out their consumer spending from their disposable income over a given time period. Savings, therefore, represents a net surplus of funds for an individual or household after all expenses and obligations have been paid.”

All financial advice recommends developing a healthy attitude with money and spending according to a plan. Saving money for emergencies has been suggested both at an individual as well as a business level. Besides emergencies, savings also help accomplish particular goals that require capital. People may save for retirements, children’s education, down payments for a car or home, or anything else. The bottom line remains that savings are extremely important for a sound financial plan. Here are a few quotes about saving money that might inspire you to start thinking of your savings.

25 Inspiring Quotes on Saving Money

Do not save what is left after spending, but spend what is left after saving.

— Warren Buffett
do not save what is left - quotes on saving money

Never spend your money before you have it.

— Thomas Jefferson
Never spend before you have it

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.

— T.T. Munger
habit of saving - quotes on saving money

It is great wealth to a soul to live frugally with a contented mind.

— Lucretius
contented mind

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

— Johann Wolfgang von Goethe
People take no care of money - saving quotes

It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.

— Robert Kiyosaki
How much money you make

You must gain control over your money or the lack of it will forever control you.

— Dave Ramsey
Money saving quotes

If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.

Quotes on saving money

Deprive yourself on nothing necessary for your comfort, but live in an honorable simplicity and frugality.

— John McDonough
do not deprive yourself

A man who both spends and saves money is the happiest man, because he has both enjoyments.

spend and save money

Being a smart shopper is the first step to getting rich.

— Mark Cuban
Quotes about saving money

We all have heard many people around us saying, money isn’t everything. Yes, indeed, but without it living a single day isn’t easy; you can’t deny the fact that money matters when it comes to living. Money is everything when you need to feed; no one will give you anything for free. Money can’t win your self-respect, but without money, survival becomes quite a challenging task. Don’t run over money, doing anything without seeing right or wrong; just try to earn it with your hard work and honesty. Besides, never spend your hard-earned money extravagantly.

Quotes About Saving Money

Empty pockets never held anyone back. Only empty heads and empty hearts can do that.

— Norman Vincent Peale
Quotes about saving money

Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.

Quotes about saving money

Money amassed either serves us or rules us.

— Horace
Money amassed

Save money on the big, boring stuff so that you have something left over for life’s little pleasures.

Save money

Small amounts saved daily add up to huge investments in the end.

Save daily

If you would be wealthy, think of saving as well as getting.

Think of saving

Once you really accept that spending money doesn’t equal happiness, you have half the battle won.

Spending money is not happiness

Money is a terrible master but an excellent servant.

Money is a terrible master

Waste neither time nor money, but make the best use of both.

Never waste time nor money

Money looks better in the bank account than on your feet.

Money looks better in bank

It is never too early to encourage long-term savings.

Never too early to encourage

Stop buying things you don’t need, to impress people you don’t even like.

Stop buying extra things

Save one third, live on one-third, and give away one-third.

Save one third

Keep your eyes on the price when spending, don’t regret later to find that you have nothing for tomorrow.

― Auliq Ice
Keep your eye on the price


Savings or finances, in general, can be a stressful topic for many. It is never too late to start saving and investing; what is important is starting! However, you must take the time to learn about finances so that you can make informed and empowered decisions about your hard-earned money.

Also Read: Even if you are spending less and saving more doesn’t mean you are managing your money very well.

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